Free Annual Fee Credit Card, This is the Choice

 

Everyone has consideration before applying for a credit card. One of them is a free annual fee offer from a credit card. Now, if you want a free annual fee, MCL credit cards can be your choice.

Understandably why many people choose credit cards that are free annual fees. Besides being able to save expenses, you don’t feel compelled to shop with a credit card. Try if there are annual fees, you definitely feel the need to shop so that you don’t lose using a credit card.

Well, here are some MCL credit cards that are free of annual fees. Anything? Let’s check the list below.

1. Fine Bank Visa Platinum

1. Manical Bank Visa Platinum

This MCL credit card offers free annual fees for the first 2 years. To apply for this credit card, you must have an income of USD. 120 million per year or USD. 10 million per month.

Card information

  • Platinum card.
  • 2.25 percent interest.
  • Annual fee after the first 2 years is USD 750 thousand (new), USD 300 thousand (additional).
  • Minimum payment of USD 50 thousand or 10 percent of monthly bills.
  • Too late to pay installments are not subject to fees.
  • Withdraw cash up to 60 percent from the credit limit.
  • 4 percent cash withdrawal fee or a minimum of USD 50 thousand.

2. Fine Bank Visa Gold

2. Manical Bank Visa Gold

This MCL credit card is also the same as Fine Bank Visa Platinum, which is free of annual fees for 2 years. The minimum income requirement for applying for a credit card is USD 48 million per year or USD 4 million per month.

Card information

  • Gold card.
  • 2.25 percent interest.
  • Annual fee after the first 2 years is USD 250 thousand (new), USD 150 thousand (additional).
  • Minimum payment of USD 50 thousand or 10 percent of monthly bills.
  • Too late to pay in installments of USD 150 thousand or 3 percent of the total bill.
  • Withdraw cash up to 60 percent from the credit limit.
  • 4 percent cash withdrawal fee or a minimum of USD 50 thousand.

3. Fine Bank Mastercard Motion

3. Manical Bank Mastercard Motion

So even with this MCL credit card. Fine Bank Mastercard Motion frees you from annual fees for the first 2 years.

To have this card, you must have an income of USD. 60 million per year or USD. 5 million per month. Oh, yes, this credit card has an advantage in its features, namely 3D Secure for e-commerce transactions .

Card information

  • 2.25 percent interest.
  • Annual fee after the first 2 years is USD 300 thousand (new), USD 150 thousand (additional).
  • Minimum payment of USD 50 thousand or 10 percent of monthly bills.
  • Too late to pay in installments of USD 150 thousand or 3 percent of the total bill.
  • Withdraw cash up to 60 percent from the credit limit.
  • 4 percent cash withdrawal fee or a minimum of USD 50 thousand.

Requirements for applying for an MCL credit card

Requirements for applying for an MCL credit card

Interested in having an MCL credit card? There are conditions that you must meet if you want to submit this credit card. Here it is the conditions.

  • Minimum age of 21 years and a maximum of 65 years.
  • Age for additional cards 17-70 years.
  • Work period: 6 months as an employee, 2 years as an entrepreneur, and 1 year as a professional.
  • Photocopy of KTP.
  • Photocopy of passport (WNA).
  • Photocopy of KITAS for at least 1 year in the future (FOREIGNERS).
  • Salary slip or income statement (employee).
  • Photocopy of checking account or savings account for the last 3 months (businessman and professional).
  • Photocopy of company establishment deed or SIUP or practice license (businessman and professional).
  • Photocopy of NPWP.

Now, that was some MCL credit card options that are free annual fees. Even though it’s free for only 2 years, it’s calculated that it’s quite good to save annual fees for 2 years. Hopefully the information above is useful! (Editor: Winda Destiana Putri).

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